MN Boat Insurance
A fun day on the lake can quickly take a turn for the worse. Working with an experienced insurance professional to thoroughly review your boat insurance coverage, making sure your assets aren’t exposed, is important for anyone operating a watercraft. Request an insurance quote comparison or contact us to get started.
Boat Insurance Coverage
Agreed Value – If your boat is totaled, your policy pays the amount you and the insurance company agreed to when issuing the policy.
Collision Coverage – Covers physical damage to your boat caused by a collision with another boat or object.
Comprehensive Coverage – Covers physical damage to your boat caused by something other than a collision.
Watercraft Liability – Covers bodily injury and property damage that you cause to another.
On Water Towing – Covers the cost of towing your boat back to shore, if it becomes disabled on the water.
Fishing Equipment Coverage – Covers lost or damaged fishing equipment.
Trailer Coverage – Covers physical damage to your boat trailer.
Uninsured / Underinsured Boaters Liability – Covers bodily injury caused to you by a boater with too little or no insurance.
And More
Vessels Covered
- Fishing Boats
- Ski Boats
- Pontoons
- Waverunners
- Sailboats
- Yachts
- Cabin Cruisers
- And More
How much does boat insurance cost?
The cost of insuring your boat or watercraft is often less than a dollar per day, but the price fluctuates depending on many factors. Some things that affect your premium are:
- Driving Record
- Claim History
- The Boat Itself
- Credit
- Horsepower of the Engine
- Value of the Watercraft
- Where it’s used
- And more
An Agency that Truly Works for You
Get Started with a Quote Comparison