A fun day on the lake can quickly take a turn for the worse. Working with an experienced insurance professional to thoroughly review your boat insurance coverage, making sure your assets aren’t exposed, is important for anyone operating a watercraft. Request an insurance quote comparison or contact us to get started.Boat Insurance Coverage
Agreed Value – If your boat is totaled, your policy pays the amount you and the insurance company agreed to when issuing the policy.
Collision Coverage – Covers physical damage to your boat caused by a collision with another boat or object.
Comprehensive Coverage – Covers physical damage to your boat caused by something other than a collision.
Watercraft Liability – Covers bodily injury and property damage that you cause to another.
On Water Towing – Covers the cost of towing your boat back to shore, if it becomes disabled on the water.
Fishing Equipment Coverage – Covers lost or damaged fishing equipment.
Trailer Coverage – Covers physical damage to your boat trailer.
Uninsured / Underinsured Boaters Liability – Covers bodily injury caused to you by a boater with too little or no insurance.
And More
Vessels Covered
Fishing Boats
Ski Boats
Pontoons
Waverunners
Sailboats
Yachts
Cabin Cruisers
And More
How much does boat insurance cost?
The cost of insuring your boat or watercraft is often less than a dollar per day, but the price fluctuates depending on many factors. Some things that affect your premium are:
- Driving Record
- Claim History
- The Boat Itself
- Credit
- Horsepower of the Engine
- Value of the Watercraft
- Where it’s used
- And more