MN Business Insurance
Every industry poses a unique set of risks. Working with an experienced business insurance professional is important to ensure your company continues to flourish, even when the unexpected happens. Request an insurance quote comparison or contact us to get started.
Business Insurance Coverage
Commercial Property – Covers business personal property, inventory, buildings, and signs.
General Liability – Covers lawsuits for damage or injury your business causes to another arising from a variety of common business operations.
Worker’s Compensation – Covers lost wages and medical expenses for an employee that is hurt or made ill in the course of their work.
Business Auto – Covers physical damage and liability on a vehicle used for business purposes.
Commercial Umbrella – Covers liability claims that exceed the limits of an underlying policy.
Errors & Omissions – Covers claims arising out of oversights or failures to perform professional duties
Bonds – Contract to pay a sum of money to a third party in case some obligation is not met.
Cyber Risk – Covers certain costs associated with a data breach.
And More
Businesses Covered
- Contractors
- Plumbers & Electricians
- Retail Stores
- Manufacturers
- Accountants / Financial Advisers
- Restaurants & Bars
- Salons / Barbers
- Haulers / Truckers
- And Nearly Any Other
Common Questions
The cost depends on the coverage needed, the size of the business, and many other factors. A general liability policy for a sole proprietor accountant may only cost a few hundred dollars per year while an insurance package for a general contractor with 100 employees may be $50,000 or more. The size of the company is a large factor but the risk level is also a big contributing factor. Using the previous example, you can imagine a construction company would have a higher risk of employee injury and potential lawsuits for defective products and/or services, which contributes to a higher premium.
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