
Policy Types
Commercial Property Insurance
General Liability Insurance
Worker’s Compensation Insurance
Business Auto Insurance
Commercial Umbrella Insurance
Errors & Omissions Insurance
Bonds
Garage Insurance
Cyber Risk Coverage
And More
Some Businesses Covered
Virtually any business, including:
Contractors
Plumbers & Electricians
Retail Stores
Manufacturers
Accountants / Financial Advisers
Restaurants & Bars
Salons / Barbers
Haulers / Truckers
And More
How Much is Business Insurance?
The cost depends on the coverage needed, the size of the business, and many other factors. A general liability policy for a sole proprietor accountant may only cost a few hundred dollars per year while an insurance package for a general contractor with 100 employees may be $50,000 or more. The size of the company is a large factor but the risk level is also a big contributing factor. Using the previous example, you can imagine a construction company would have a higher risk of employee injury and potential lawsuits for defective products and/or services, which contributes to a higher premium.