
Home Insurance Coverage
Dwelling Coverage
Other Structures Coverage
Personal Liability Coverage
Personal Property Coverage
Scheduled Property (Art, Guns, Jewelry, etc.)
Medical Payments
Loss of Use
Water / Sewer Backup Coverage
And more
We Can Cover
Single Family Dwellings
Multi-Unit Homes
Condos
Renters
Landlords
Seasonal Homes
New Construction
And more
Home Insurance Discounts
Multi-Policy Discount
Auto Pay Discount
Claims Free Discount
Security Alarm Discount
Occupation Discounts
Paid In Full Discount
And more
How Much is MN Homeowners Insurance?
The average homeowners premium in Minnesota is about $1700 per year. That number is dependent on a number of things, like the value and location of your home, your loss history, and more. Some of the factors that determine your premium are:
- Home Value
- Distance from Fire Station / Fire Hydrant
- Loss History
- Age of Home
- Construction Materials
- Security & Safety Devices
- And more