Home Insurance

Home InsuranceHome and/or condo insurance is a vital piece of your protection plan. Home insurance not only protects one of your largest assets, but it also protects your family from general liability claims. With the ever-changing risks in the world, it’s crucial to thoroughly review your insurance with an experienced professional. Request an insurance quote comparison or contact us to get started.

Home Insurance Coverage

Dwelling Coverage

Other Structures Coverage

Personal Liability Coverage

Personal Property Coverage

Scheduled Property (Art, Guns, Jewelry, etc.)

Medical Payments

Loss of Use

Water / Sewer Backup Coverage

And more

We Can Cover

Single Family Dwellings

Multi-Unit Homes




Seasonal Homes

New Construction

And more

Home Insurance Discounts

Multi-Policy Discount

Auto Pay Discount

Claims Free Discount

Security Alarm Discount

Occupation Discounts

Paid In Full Discount

And more

How Much is MN Homeowners Insurance?

The average homeowners premium in Minnesota is about $1700 per year. That number is dependent on a number of things, like the value and location of your home, your loss history, and more. Some of the factors that determine your premium are:

  • Home Value
  • Distance from Fire Station / Fire Hydrant
  • Loss History
  • Age of Home
  • Construction Materials
  • Security & Safety Devices
  • And more

An Agency That Truly Works For You

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