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Life Insurance

Life Insurance

MN Life Insurance

Life insurance is a cornerstone of a sound financial plan. Though thinking about premature death is no fun, it is important to thoroughly review your life insurance with an experienced professional. Request an insurance quote comparison or contact us to get started.

Life Insurance Coverage

Term Life – Low cost coverage that lasts for a specified term of years (usually 10 – 30 years).

Whole Life – Coverage that lasts until death or policy maturity (usually age 100), when the cash value equals the death benefit.

Universal Life – Flexible policy that can be designed with features of both term and whole life to meet your unique needs.

Instant Issue Term Life – Term coverage that can be issued immediately, with no health exams.

Return of Premium Term Life – Term coverage that returns the sum of premiums paid back to the policy owner, upon expiration.

And More

Companies Available


  • Cincinnati Life
  • AAA Life
  • MetLife
  • Grange Life
  • Banner Life
  • Pacific Life
  • And more

Common Questions

How Much is Life Insurance?

Life premiums are determined by your age, sex, health history, and other risk characteristics. In addition, the amount and type of coverage you opt for can make huge difference in cost. In general, term policies are less costly than permanent policies, like whole life. Here are some factors that affect premiums:
– Age
– Height & Weight
– Health Condition
– Tobacco Use
– Dangerous Hobbies (Rock climbing, etc.)
– Coverage Amount
– And more

An Agency That Truly Works For You

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